November 22, 2017

Public Adjuster’s Secrets – Things they know that You may not

In an August 8, 2009 article, Amy Danise of Insure.com wrote about the “Secrets of Public Insurance Adjusters: What they know about insurance companies that you don’t”.

Ms. Danise’s article starts out with “You’re at a disadvantage when you have major house damage or a total loss of your home. You face a home insurance claims process that could easily stretch out for more than a year, require reams of paperwork and leave you mentally and physically exhausted.”

If we take this statement at face value, then the deck is stacked against the average person, right from the start.  Even when someone has the knowledge of the process, how many people have the time and resources needed to follow through on a detailed claim?  Fighting for the items in the average claim is a full time, 40 plus hour per week job, and usually for more than one person.

One of the most frustrating for homeowners and adjusters alike is Out of State adjusters.  Ms. Danise says “After a widespread disaster, insurance companies will bring in company adjusters from out of state who aren’t familiar with local costs. Adjusters from outside your area will not have a handle on how much tradespeople such as electricians or plumbers charge, or how much it costs to rebuild a house.”

As a result of all of this paperwork and process Ms. Danise states “People regularly settle for less than the total cost of their damages because they are exhausted. Especially near the end of a complicated claim such as a total home loss, homeowners just want the process to be over.”

Before you take on the insurance juggernaut and invest your time and efforts, give us a call for a free claim evaluation and remember “Your recovery is our Success!

read the full article here:

 

http://www.insure.com/home-insurance/secrets-of-insurance-adjusters.html

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